:root{--ink:#101010;--muted:#666;--paper:#fff;--cream:#f6f1e8;--line:#d9d5cc;--red:#ba1e2d;--blue:#1769aa;--green:#196b4b;--gold:#b28b3a;--soft:#f7f8fa;--shadow:0 18px 50px rgba(0,0,0,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.55}.container{width:min(1180px,calc(100% - 40px));margin:auto}.utility-bar{background:#0d0d0d;color:#fff;font-size:12px;letter-spacing:.08em;text-transform:uppercase}.utility-inner{height:34px;display:flex;align-items:center;justify-content:space-between}.site-header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.97);border-bottom:1px solid #ddd;backdrop-filter:blur(12px)}.nav-wrap{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{text-decoration:none;color:var(--ink);display:flex;flex-direction:column;line-height:1}.brand-logo{display:block;width:230px;max-width:32vw;height:auto;object-fit:contain}.brand small{margin-top:5px;font-size:10px;letter-spacing:.18em;text-transform:uppercase;color:#666}.main-nav{display:flex;gap:20px;align-items:center}.main-nav a{text-decoration:none;color:#222;font-size:14px;font-weight:700}.ask-link{color:var(--blue)!important}.login-link{border-left:1px solid #ccc;padding-left:18px;color:var(--red)!important}.menu-btn{display:none;border:1px solid #222;background:#fff;padding:10px 14px;font-weight:700}.market-strip{overflow:hidden;border-bottom:1px solid #222;background:#f5f2eb}.ticker-track{display:flex;white-space:nowrap;gap:0;animation:ticker 32s linear infinite}.ticker-track span{padding:10px 28px;border-right:1px solid #b9b3a8;font-size:13px}.ticker-track b{margin-right:8px}@keyframes ticker{from{transform:translateX(0)}to{transform:translateX(-35%)}}
.hero{background:linear-gradient(120deg,#fff 0%,#fff 63%,#f3eee5 63%);border-bottom:1px solid #222}.hero-grid{display:grid;grid-template-columns:1.35fr .85fr;gap:64px;align-items:center;min-height:610px;padding:76px 0}.eyebrow{font-size:12px;letter-spacing:.18em;text-transform:uppercase;font-weight:800;color:var(--red);margin:0 0 14px}.hero h1,.section h2{font-family:Georgia,'Times New Roman',serif;line-height:1.03;letter-spacing:-.035em}.hero h1{font-size:clamp(48px,6vw,78px);max-width:800px;margin:0 0 24px}.hero-lead{font-size:21px;max-width:760px;color:#3b3b3b}.hero-actions{display:flex;gap:14px;margin:34px 0}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 20px;border:1px solid #111;text-decoration:none;font-weight:800;font-size:14px;cursor:pointer}.btn-primary{background:var(--red);border-color:var(--red);color:#fff}.btn-light{background:#fff;color:#111}.btn-dark{background:#111;color:#fff}.full{width:100%}.trust-row{display:flex;gap:20px;flex-wrap:wrap;font-size:13px;color:#555}.savingz-card{background:#fff;border:1px solid #111;padding:26px;box-shadow:12px 12px 0 #d9c9aa}.assistant-head{display:flex;gap:14px;align-items:center;border-bottom:1px solid #ddd;padding-bottom:18px}.assistant-head strong{display:block;font-size:22px}.assistant-head small{color:#666}.savingz-mark{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:#111;color:#fff;font-family:Georgia;font-size:24px;font-weight:900}.assistant-bubble{background:#f1f4f7;border-left:4px solid var(--blue);padding:16px;margin:20px 0;font-weight:700}.quick-prompts{display:grid;gap:10px}.quick-prompts button{background:#fff;border:1px solid #bbb;text-align:left;padding:12px 14px;font-weight:700;cursor:pointer}.quick-prompts button:hover{border-color:var(--red);color:var(--red)}.assistant-note{font-size:12px;color:#777;margin:18px 0 0}.insight-band{background:#111;color:#fff}.insight-grid{display:grid;grid-template-columns:repeat(4,1fr)}.insight-grid article{padding:24px;border-right:1px solid #3b3b3b}.insight-grid strong{display:block;font-family:Georgia;font-size:20px;margin-bottom:5px}.insight-grid span{font-size:13px;color:#bbb}.section{padding:88px 0}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:36px;border-bottom:3px double #111;padding-bottom:20px}.section-heading h2,.calc-intro h2,.realestate-grid h2,.about-grid h2,.contact-grid h2{font-size:clamp(34px,4vw,54px);margin:0}.section-heading>p{max-width:420px;color:#666}.tool-cards{display:grid;grid-template-columns:1fr 1fr;gap:26px}.tool-card{border:1px solid #222;padding:32px;position:relative;background:#fff}.tool-card.featured{background:var(--cream)}.tool-label{font-size:11px;letter-spacing:.15em;color:var(--red);font-weight:900}.tool-card h3{font-family:Georgia;font-size:30px;line-height:1.1;margin:12px 0}.tool-card li{margin:8px 0}.text-link{color:var(--red);font-weight:800;text-decoration:none}.calculator-section{background:#f1f3f5}.calc-shell{display:grid;grid-template-columns:.75fr 1.4fr .9fr;gap:24px;align-items:start}.calc-intro{padding:20px 18px 0 0}.calc-tip{margin-top:25px;background:#fff5d9;border-left:4px solid var(--gold);padding:15px;font-size:13px}.calc-panel,.results-panel{background:#fff;border:1px solid #cdd1d6;padding:24px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.form-grid label,.comparison-inputs label,.lead-form label{font-size:12px;font-weight:800;color:#444}.form-grid input,.form-grid select,.comparison-inputs input,.lead-form input,.lead-form select{width:100%;margin-top:6px;padding:11px;border:1px solid #bbb;background:#fff;font-size:15px}.calc-panel .btn{margin-top:18px}.result-hero{border-bottom:1px solid #ddd;padding-bottom:18px;margin-bottom:18px}.result-hero span{display:block;font-size:12px;text-transform:uppercase;letter-spacing:.12em;color:#777}.result-hero strong{display:block;font-family:Georgia;font-size:34px;margin-top:5px}.result-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.result-grid div{background:#f5f6f7;padding:14px}.result-grid span{display:block;font-size:11px;color:#666}.result-grid strong{display:block;font-size:18px;margin-top:4px}.health-note{margin:18px 0;background:#fff4e8;border-left:4px solid var(--red);padding:14px;font-size:13px}.comparison-section{background:#fff}.comparison-shell{display:grid;grid-template-columns:300px 1fr;gap:30px}.comparison-inputs{background:#111;color:#fff;padding:24px;display:grid;gap:14px}.comparison-inputs label{color:#eee}.comparison-table-wrap{overflow:auto}.comparison-table{width:100%;border-collapse:collapse;min-width:700px}.comparison-table th{text-align:left;background:#eee5d6;padding:14px;border-top:2px solid #111;border-bottom:1px solid #111}.comparison-table td{padding:14px;border-bottom:1px solid #ddd}.comparison-table td:not(:first-child){text-align:right}.table-note{font-size:12px;color:#777}.family-section{background:var(--cream)}.family-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.family-cards article{background:#fff;border-top:5px solid #111;padding:28px}.family-cards article span{color:var(--red);font-weight:900}.family-cards h3{font-family:Georgia;font-size:28px;margin:12px 0}.realestate-section{background:#163a2c;color:#fff}.realestate-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:center}.realestate-section .eyebrow{color:#f1c86a}.property-points{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:24px}.property-points span:before{content:'✓';margin-right:8px;color:#f1c86a}.property-card{background:#fff;color:#111;padding:28px;border:1px solid #fff;box-shadow:12px 12px 0 rgba(255,255,255,.17)}.property-card strong{font-family:Georgia;font-size:26px}.property-card p{font-size:20px}.property-card div{display:flex;justify-content:space-between;border-top:1px solid #ddd;padding-top:16px}.property-card b{font-size:28px;color:var(--green)}.property-card small{display:block;color:#777;margin-top:12px}.market-section{background:#f5f5f4}.market-cards{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:20px}.market-cards article{background:#fff;border:1px solid #bbb;padding:25px}.market-cards span{font-size:11px;font-weight:900;color:var(--red);letter-spacing:.15em}.market-cards h3{font-family:Georgia;font-size:26px;line-height:1.15}.market-main{border-top:5px solid var(--red)!important}.about-section{background:#111;color:#fff}.about-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:60px}.about-grid .small{color:#aaa}.principles{display:grid;gap:1px;background:#444}.principles div{background:#191919;padding:24px}.principles strong{display:block;font-family:Georgia;font-size:25px}.principles span{color:#aaa}.contact-section{background:#f2e9dc}.contact-grid{display:grid;grid-template-columns:1fr 420px;gap:60px;align-items:center}.lead-form{background:#fff;border:1px solid #111;padding:24px;display:grid;gap:14px}.site-footer{padding:40px 0 25px;border-top:4px solid var(--red)}.footer-grid{display:flex;align-items:flex-start;justify-content:space-between}.footer-grid a{color:#111;margin-left:18px;font-weight:700}.legal{border-top:1px solid #ddd;margin-top:28px;padding-top:18px;color:#777;font-size:12px}
@media(max-width:980px){.main-nav{display:none;position:absolute;top:82px;left:0;right:0;background:#fff;padding:20px;flex-direction:column;align-items:flex-start;border-bottom:1px solid #222}.main-nav.open{display:flex}.menu-btn{display:block}.hero{background:#fff}.hero-grid,.calc-shell,.realestate-grid,.about-grid,.contact-grid{grid-template-columns:1fr}.hero-grid{padding:60px 0}.savingz-card{box-shadow:8px 8px 0 #d9c9aa}.insight-grid{grid-template-columns:1fr 1fr}.tool-cards,.family-cards,.market-cards{grid-template-columns:1fr}.comparison-shell{grid-template-columns:1fr}.section-heading{align-items:flex-start;flex-direction:column}.calc-intro{padding-right:0}.contact-grid{gap:30px}}
@media(max-width:620px){.container{width:min(100% - 26px,1180px)}.utility-inner span:nth-child(2){display:none}.brand-word{font-size:28px}.hero h1{font-size:48px}.hero-lead{font-size:18px}.hero-actions{flex-direction:column}.btn{width:100%}.trust-row{display:grid;gap:8px}.insight-grid{grid-template-columns:1fr}.insight-grid article{border-right:0;border-bottom:1px solid #333}.section{padding:62px 0}.form-grid{grid-template-columns:1fr}.result-grid{grid-template-columns:1fr}.property-points{grid-template-columns:1fr}.footer-grid{flex-direction:column;gap:20px}.footer-grid a{display:block;margin:8px 0}.ticker-track{animation-duration:20s}}

@media(max-width:720px){.brand-logo{width:175px;max-width:58vw}.brand small{font-size:8px;letter-spacing:.12em}}
.savingz-logo-wrap{width:74px;height:46px;background:#000;display:flex;align-items:center;justify-content:center;overflow:hidden;flex:0 0 auto}
.savingz-logo-wrap img{width:100%;height:100%;object-fit:contain;display:block}
.contact-details{display:grid;gap:10px;margin-top:24px;padding-top:20px;border-top:1px solid rgba(0,0,0,.2)}
.contact-details a{color:#111;font-weight:800;text-decoration:none;width:max-content}
.contact-details address{font-style:normal;max-width:530px;line-height:1.55;color:#444}
.footer-brand img{width:220px;max-width:100%;height:auto;display:block}
.footer-contact{display:flex;gap:14px;flex-wrap:wrap;font-size:13px;margin-top:10px}
.footer-contact a{margin-left:0;color:#111;text-decoration:none}
@media(max-width:680px){.footer-grid{flex-direction:column;gap:26px}.footer-grid>div:last-child{display:flex;flex-direction:column;gap:10px}.footer-grid a{margin-left:0}.savingz-logo-wrap{width:68px;height:42px}}
.footer-reg{font-size:.82rem;line-height:1.45;color:rgba(255,255,255,.78);margin:.6rem 0 1rem}